Қазақстандықтар мөлшерлеме төмендегеннен кейін депозиттерінен ақша алады ма - Ұлттық банк

2026 жылғы 5 маусым 13:30 жарияланған Ұлттық банк базалық мөлшерлемені 17 пайызға дейін төмендетті. According to the head of the regulator, deposits will also reduce rates, but will remain profitable for Kazakhstanis due to lower inflation During the briefing following the decision on the base rate, the head of the National Bank was asked what will happen to deposit rates and whether citizens will begin to withdraw their money from deposits Timur Suleimenov noted that the decision to reduce the base rate from 18% to 17% was difficult for them. There were also options for a more cautious reduction - by 0.5 and 0.25 percentage points. As a result, they decided to implement a significant reduction, since inflation had been declining for 8 months in a row “How will this affect the deposit? Deposits, as we have all learned to understand, usually follow the base rate by about the same amount. But at the same time, the main thing for those people who save and want to preserve their savings is the differential between actual inflation and the deposit rate. If actual inflation is 10.4%, and deposit rates are about 19.2%, then even if they decrease by 1%, deposit rates will still more than cover инфляция», - деді Сүлейменов According to the head of the National Bank, they do not expect a sharp decline in the volume of deposits, since they still remain an attractive instrument Deposits are actually a contribution to the banking system, and it is now very strong in Kazakhstan. In addition, deposits are guaranteed by a government fund and it is a safer investment instrument compared to other At the same time, the head of the National Bank believes that it is necessary to develop the securities market so that Kazakhstanis invest free funds not only in the purchase of real estate and deposits Earlier, the Kazakhstan Deposit Guarantee Fund reported the first signs of a decline in the profitability of deposits in the market. Banks began to adjust deposit rates in anticipation of a new decision by the National Bank on the base rate